Debt problems
Help with debt problems
The UK Insolvency Helpline is a national telephone helpline for people with debt problems in England, Wales, Ireland and Scotland. Our free phone service is confidential and open 24 hours a day. Our team is committed to answering your call and then discussing your debt problems with you and the options available to you. We understand that debt can be very stressful so please call us you if you are experiencing problems with your debt.
The UK Insolvency Helpline aim to takes away any confusion about the problems you or your company are facing. We aim to give you the confidence to face your particular situation. We aim to provide you with the best debt help to help you get debt free (subject to terms and conditions) in the UK to solve your debt problems.
To be in debt is when you cannot afford to make the minimum repayments on all your debts and meet all necessary outgoings. While those who can meet the minimum repayments can still have very severe debt problems, the solutions are different:-
- IVA
The IVA procedure is an excellent way to solve your debt problems and we won't charge anything for our debt advice. When we have all the information we need we will recommend this solution to deal with your debt problems. - Bankruptcy
The debt advice team receives 1000’s of calls from people considering bankruptcy for their debt problems. - Debt Management Plan
Debt Management can seem like an easy way out of temporary financial problems, giving you a lifeline to cover your bills. There’s a down side though that not many consider until they’ve experienced it for themselves such as the procedure not being legally binding. - Consolidation Loan
A loan is sometimes suitable for folk with expensive debts and some credit history problems may be able to cut their interest rate this way.
Whether you are Looking for advice on your debts through a debt consolidation solution or debt management plan or do you just have bad credit. We can assist you:
- Are you seeking to consolidate your debts and credit cards into one affordable monthly payment though a loan or remortgage?
- Are you struggling to obtain a debt management solution elsewhere?
- Are you looking for information on a debt management plan or seeking other debt help?
- Are you considering bankruptcy or are you worried you have bad credit or a growing debt problem?
- Do you just want general debt management advice?
- Do you Require information on Insolvency, a debt management plan, an Individual Voluntary Arrangement (IVA) or a Trust Deed?
The UK Insolvency Helpline specialise in UK debt management Solutions for UK debt problems.
If you are looking for a consolidation loan or have debt or bad credit we can help arrange debt consolidation solution, debt management plans, an IVA or Trust Deed.
We can provide debt management help and advice on bankruptcy or insolvency.
We can advise you on the best debt management solution for YOU.
The UK Insolvency Helpline offers 24 Hour freephone, specialist advice on debt problems, so you don't need to use companies that advertise on TV. We provide information and advice on legal, money and other problems.
Disclaimer
Please note that in line with OFT debt management guidance The UK Insolvency Helpline Debt Advice Service does not provide nor administer debt solutions itself. Instead the service will put you in touch with a licensed professional to arrange the debt solution. Please also note that unlike most licensed insolvency practitioners, the licensed insolvency practitioners that consumers are referred or forwarded by The UK Insolvency Helpline for an IVA (Individual Voluntary Arrangement) to do not charge any upfront fees. This fee structure means that the monthly payments consumers make into the IVA will cover the payments to the creditors as well as the licensed insolvency practitioner's fee for preparing, nominating and supervising the IVA. Finally, please note that where consumers are referred for debt management plans these services attract a fee.
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