Debt Advice for London
Debt advice & counselling in Greater London
Please note that The UK Insolvency Helpline Debt Advice Service is a national organisation covering the entire UK. Please note that the service operates from offices in London and a national telephone advice centre in the north of England. The service does not operate a physical office or a seperate team in each of the city and regions listed on this page.
London is the capital and largest urban area of both England and the United Kingdom. London is one of the world's leading business, financial and cultural centres and its influence in politics, education, entertainment, media, fashion and the arts contribute to its status as a major global city
If you're struggling with debts in London then The UK Insolvency Helpline are at hand to help. The UK Insolvency Helpline offer confidential and non-judgemental advice over the phone or in person.
As well as helping you come up with a strategy for coping with your repayments, a debt member of the debt team will also be able to deal with lenders and other creditors on your behalf.
Debt help and advice for Londoners
Many families in London are becoming increasingly vulnerable to cash problems, especially in cases of chronic illness, reduced income or change in lifestyle.
The aim of the regional debt advice team covering London is to deliver services that best meet the advice needs of Londoners suffering financial problems and quality debt advice service to the public. The free service accessed by calling FREEPHONE 0800 074 6918 will people living in London to manage their debt finances at the earliest possible stage in the development of their problem and to deal promptly and appropriately when clients in London call the service.
Areas of London covered by the London Debt Advice Team
City of London, London, City of Westminster, London Kensington, London Chelsea, London Hammersmith and Fulham, London Wandsworth, London Lambeth, London, Southwark, London Tower Hamlets, London Hackney, London Islington, London Camden, London Brent, London Ealing, London, Hounslow, London Richmond upon Thames, London Kingston upon Thames, London Merton, London Sutton, London Croydon, London Bromley, London Lewisham, London Greenwich, London Muswell HillLondon Bexley, London Havering, London Barking and Dagenham, London Redbridge, London Newham, London Waltham Forest, London Haringey, London Enfield, London Barnet, London Harrow, London Hillingdon, London Whetstone
Beware of fee charging debt advice providers in London
The social policy team at The UK Insolvency Helpline are aware of several commercial companies that charge ridiculous fees for debt advice and debt solutions. The debt advice team in London have seen clients who have been offered debt solutions which they do not fully understand. In some cases it has been disturbingly clear that other more suitable and considerably less expensive options have not been fully explained.
The UK Insolvency Helpline would advise anyone with debt problems to get advice on all available options on FREEPHONE 0800 074 6918 before deciding on an way out of debt.
Debt Solutions Currenly Available to residents of London
- IVA - An Individual Voluntary Arrangement more commonly known as an IVA is a legally binding agreement for the satisfaction of debts usually lasting five years. To enter into an IVA, you would usually have to have at least £15,000 of unsecured debt. It is a genuine method of avoiding bankruptcy while still being subject to a formal insolvency procedure. arrangement. Read more about IVAs here
- Bankruptcy - Bankruptcy can be the best option for dealing with debts in many cases and can allow people to clear all their debts and make a genuine fresh start. You are normally discharged after one year or less in some cases; however you may be subject to an income order for three years depending on your circumstances. If you own your home or have valuable assets both could be at serious risk.
- Debt Management - Debt Management can seem like an easy way out of temporary financial problems, giving you a lifeline to cover your bills. There’s a down side though that not many consider until they’ve experienced it for themselves such as the procedure not being legally binding. Read more about Debt Management Plans
The UK Insolvency Helpline’s regional debt advice team in London is a London-wide service that aims to reduce debt and financial exclusion by improving people's capacity to manage their debts, help people to take control of their finances and make informed choices in the future. For confidential debt advice please call 0800 074 6918 or apply online.
Disclaimer
Please note that in line with OFT debt management guidance, The UK Insolvency Helpline Debt Advice Service does not provide nor administer debt solutions itself. Instead the service will put you in touch with a licensed professional to arrange the debt solution. Please also note that unlike most licensed insolvency practitioners, the licensed insolvency practitioners that consumers are referred or forwarded by The UK Insolvency Helpline for an IVA (Individual Voluntary Arrangement) to do not charge any upfront fees. This fee structure means that the monthly payments consumers make into the IVA will cover the payments to the creditors as well as the licensed insolvency practitioner's fee for preparing, nominating and supervising the IVA. Finally, please note that where consumers are referred for debt management plans these services attract a fee.
Please note that The UK Insolvency Helpline Debt Advice Service is a national organisation covering the entire UK. Please note that the service operates from offices in London and a national telephone advice centre in the north of England. The service does not operate a physical office or a seperate team in each of the city and regions listed on this page.
This is a list of offical cities within the United Kingdom covered by The UK Insolvency Helpline.
- Aberdeen
- Armagh
- Bangor
- Bath
- Belfast
- Birmingham
- Bradford
- Brighton and Hove
- Bristol
- Cambridge
- Canterbury
- Cardiff
- Carlisle
- Chester
- Chichester
- City of London
- Coventry
- Derby
- Dundee
- Durham
- Edinburgh
- Ely
- Exeter
- Glasgow
- Gloucester
- Hereford
- Inverness
- Kingston upon Hull
- Lancaster
- Leeds
- Leicester
- Lichfield
- Lincoln
- Lisburn
- Liverpool
- London
- Londonderry
- Manchester
- Newcastle upon Tyne
- Newport
- Newry
- Norwich
- Nottingham
- Oxford
- Peterborough
- Plymouth
- Portsmouth
- Preston
- Ripon
- Salford
- Salisbury
- Sheffield
- Southampton
- St Albans
- St Davids
- Stirling
- Stoke-on-Trent
- Sunderland
- Swansea
- Truro
- Wakefield
- Wells
- Westminster
- Winchester
- Wolverhampton
- Worcester
- York
List of counties covered by The UK Insolvency Helpline
- Avon
- Bedfordshire
- Berkshire
- Borders
- Buckinghamshire
- Cambridgeshire
- Central
- Cheshire
- Cleveland
- Clwyd
- Cornwall
- County Antrim
- County Armagh
- County Down
- County Fermangh
- County Londonderry
- County Tyrone
- Cumbria
- Derbyshire
- Devon
- Dorset
- Dumfries and Galloway
- Durham
- Dyfed
- East Sussex
- Essex
- Fife
- Gloucestershire
- Grampian
- Greater Manchester
- Gwent
- Gwynedd County
- Hampshire
- Herefordshire
- Hertfordshire
- Highlands and Islands
- Humberside
- Isle of Wight
- Kent
- Lancashire
- Leicestershire
- Lincolnshire
- Lothian
- Merseyside
- Mid Glamorgan
- Norfolk
- North Yorkshire
- Northamptonshire
- Northumberland
- Nottinghamshire
- Oxfordshire
- Powys
- Rutland
- Shropshire
- Somerset
- South Glamorgan
- South Yorkshire
- Staffordshire
- Strathclyde
- Suffolk
- Surrey
- Tayside
- Tyne and Wear
- Warwickshire
- West Glamorgan
- West Midlands
- West Sussex
- West Yorkshire
- Wiltshire
- Worcestershire
